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Contents
Part I Introduction
In Brief
10
Core Strengths
11
Key Operational Indicators
12
Key Financial Indicators
12
Ratings
13
Milestones
14
Shareholders
15
Chairman’s Message
16
Ceo’s Message
17
Functional Organizational Chart
18
Directors
19
Officers
20
Investment Process
21
Risk Management and Compliance
23
Products and Services
25
2012 Review: The Economy and Financial Markets
32
Fund Performance
33
Marketing and Sales
34
Internal Control
35
Internal Audit
35
Technology
36
Human Resources
37
Social Responsibility
38
Business Partners
38
Part II Financial Information
Financial Statements For The Year Ended December 31, 2012 Together With The Independent Auditors’ Report
40